The Types of Roofing Jobs

Are you planning a career in the roofing sector?

In the United States and elsewhere the roof is one of the most important aspects of any building and hence roofers are always in demand. A roofer is usually endowed with the responsibility of performing any task related to the roof. It could mean roof installation, roof repair, roof replacement and so on. The roofing industry extends various types of roofing jobs.


The roofing companies are always in need of skilled roofers to cater to their clients. As a candidate, you are expected to have solid experience in various forms of roofing such as- single-ply, slate, sheet metal and so on. A roofer is not only required to handle roof installation but should also hold knowledge in complete roof replacement & repair.

If you have just started out, be prepared to work as a trainee under a seasoned roofer to hone your skills. Also make sure to keep yourself updated about the zonal requirements regarding roofing of your focus area.

Roofing consultant

Are you confident of your communication skills and convincing abilities? Well, then do have a chance at bagging a job as a roofing consultant. Companies that sell roofing materials (like shingles or metal) need sales officials to market their product to potential customers.

A smart roofing consultant is what they look for here. As a roofing consultant, you will have to take care of the sales department and participate in related activities. These include cold calling, door knocking sales closing and so on. If you hold some experience in the construction industry, it’s even better. Otherwise, don’t worry, you will receive full training.

Exterior construction project manager

An exterior construction project manager is responsible for supervising an exterior remodeling project. It could be related to roofing or other exterior parts like siding or window replacement. As a project manager, your responsibility would be to ensure the entire project gets completed within the deadline. You will supervise the entire construction or replacement work, communicate with the laborers working on the project and make sure everything is in perfect order.

You would also have to maintain smooth communication with clients and have to assure them the best work possible. Put simply, the construction project manager is the first point of contact between the client & laborers and the company itself. The job requires excellent planning, organization and communication skills. Preference will be given to candidates with experience in the construction sector.

This jobs involved running all elements of the project, including the planning, implementation and cleaning the area after the work is done. Often this requires renting a dumpster to discard all drbris accumulated during the construction work.

Roofing inspector

The job of a roof inspector is to diagnose a roof for defects such as leakage issues. To work as a roofing inspector you have to receive your professional license as most companies prefer a licensed inspector. Generally roof inspectors are highly experienced roofers who are well acquainted with all kinds of possible roofing issues and can detect them fast.

However, not all States require the license. The job of a roof inspector also involves writing reports regarding the condition of the inspected roof. He will communicate with subcontractors to explain the needed repair works to be carried as per the defects caught in the inspection.

4 Things Making Instagram More Appealing to Teenagers

Instagram is a lovely photo and video-sharing social media app owned by Facebook as well. The app was developed by Facebook Inc. by Kevin Systrom and Mike Kriege and lunched exclusively on iOS on October 2010.

The American online publisher of technology industry news TechCrunch made Instagram a runner-up for “Best Mobile App” of 2010. The said app was nominated in Teen Choice Award under Choice Social Network in 2012. Instagram won the “Best in Apps” category for the 4th Annual Shorty Awards in 2012. The digital media website Mashable named Instagram as No. 1 on its list of “The 100 best iPhone apps of all time” in 2015. Moreover, Mashable also noted that Instagram is one of the most influential social media networks around the globe of 2015.

In 2014, Facebook commissioned the cultural insights and strategy consultancy Crowd DNA to create a study in relation with Intagram and its teen users. The study conducted survey and interviews of teens from ages 13 to 24 and are using Instagram. Since Instagram requires that members should be 13 and older, the study chose ages 13 to 24 for the entire surveys and interviews.

The teen participants were from 13 countries including Australia, Brazil, Canada, Denmark, France, Germany, India, Indonesia, Italy, Norway, Sweden, the UK and the US.

The study entitled “Coming of Age on Screens” and it examined today’s mobile-first mentality, mentality, constant connectivity and their tendency to express themselves online.

Crowd DNA discovered that both teens and young adults have a positive opinion of Instagram. Around 40 percent of the teens who participated in the study described the Facebook-owned app as:

  • Current – 42 percent
  • Friendly – 40 percent
  • Trendy – 39 percent
  • Creative – 37 percent

“Coming of Age on Screens” also found out why teens like Instagram. According to them, the app nurtures the relationships with their friends. They feel more connected to those people they already know.

So, what are the other things that make Instagram appealing to teenagers? Find out below:

Strict privacy settings

Instagram features a strict privacy setting, ensuring that outside users, especially those not following you, have to request your permission to see the photos and videos you post. Users have the power to remain private and only their followers will see the content of their profile. There are no means to bypass the privacy settings. To ward off strangers and other potential strangers, Instagram does not allow the downloading of photos as well as turning off the comment section.

More visual social media network

If a teenager appreciates arts and pretty things, Instagram is the perfect social media network because it’s all about photos and videos sharing. From healthy breakfast to checking out museums, there’s a lot to share. Moreover, it features amazing filters to enhance each photo. Teenagers extremely like the Instagram photo enhancing apps, improving their pictures to perfection before posting online.

Clean and appealing interface

Unlike Facebook, Instagram is more neat and no cluttered and messy text. The visual content of the app organized and well-ordered. Moreover, it allows the users to organize their profiles in an efficient manner to add more appeal. This is why Instagram is more popular compared to other photo-sharing apps.

More app features

Instagram only add features are actually useful for the users. They have a clear vision on what to feature on a photo-sharing app. Aside from filters, Instagram also allows users to share videos and live stream for their followers. Just like Snapchat, it has feature called Stories that would disappear after 24 hours. More fun features that are perfect for Instagram are Photo Grid and Boomerang. It has also a geo-tagging feature, letting the users to add location where the photo was taken.

How Playing Card Games Help You Recover From Stroke?

A Toronto neurologist was stunned to discover using technology is no better in helping the daily living, vigour, and agility. Playing simple card games, dominoes, puzzles, and board games can essentially help stroke patients with their recovery. The scientist believes it can improve your motor skills.

The games may sound like child’s play, but they are helpful tools in the hands of patients who have cognitive and physical deficits oftentimes associated with a stroke or cerebrovascular accident (CVA).

A stroke happens when the supply of blood to a part of the brain is interrupted either by bleeding or clotting. This can lead to slurred speech, numbness, weakness of the arms and drooping of face muscles. This is a medical emergency that definitely requires imperative attention and treatment. Some survivors need longer time to rehabilitate and regain their independence. It’s very unlucky for some that their impairment is permanent.

Psychologists and therapists target deficits by employing games to reinforce the weaknesses of their patients. Matching the game to the definite deficit is a ticket to restore lost skills.

According to Dr. Brenda Wilson, any stroke victim can use about any game. This associate professor of communication disorders and sciences at Eastern Illinois University in Charleston mentions that people have to understand what type of cognitive needs and skills are involved with whatever they are using. Dr. Wilson added that it is common for stroke survivors to sharpen the Skills Inability to pay attention.

Anyone who has any type of brain injury, which include stroke, has difficulty with attention in the early phases of recovery. Stroke victims can play games that require focus to learn how to pay more attention.

A good example is a card game called War. It is a quite simple game, and it requires a lot of focus said Dr. Ann V. Deaton. She has worked rehabilitation psychology and neuropsychology at Sheltering Arms Hospital and Children’s Hospital. One of the most important skills that the game requires is attention. Others involve concentration, word-finding, motor skills and memory. In the case of aphasia, damage to the brain’s language center can affect some of these skills. Other deficits include reading, writing and comprehension.

For so many stroke survivors, it is more a concentration problem. It is truly a challenge for them to keep focused.

In addition, Dr. Deaton said that the Concentration card game is easy to play. It asks players to find matching cards. This helps a lot in developing memory. Dr. Deaton has used word-find puzzles to her stroke patients because crossword puzzles are too challenging for them. On the other hand, the Battleship game is perfect for those who have speech and word-retrieval problems. Players can practice their speech by telling each other whether the shot that the opponent did was a hit or a miss.

Furthermore, Dr. Wilson mentioned that they give workbooks with easy-to-solve puzzles that include a list of word choices. The list helps the player to answer the problem, which is common with aphasia patients.

Another great game is the Scattergories. It requires players to pick words that begin with a particular letter, which is very helpful in honing the language skills. Slapjack, on the other hand, is great for improving the motor skills. Players should employ their arms and hands to slap cards. This is such an excellent therapy for those who have weakness on one side of their bodies.

Constant attention is important to keep track with most card games. These games are useful to enhance motor skills.

Crossword puzzles are so easy to find. They exist in newspapers and some books. You can also go for Seek and Find booklets that are sold in grocery and other stores, These booklets contain vertical, horizontal, and diagonal rows of letters. A list of words to find is provided.

Furthermore, the jigsaw puzzle is another challenging play for stroke survivors. They can pick something that can give them enough challenge. For example, a 500-piece jigsaw puzzle may be too challenging and depressing; nevertheless, the patient may feel upset by an easy-to-play jigsaw puzzle. Especially when its box says it’s for children ages 3 to 5 years.

Other activities like extracting words help stroke survivors to rehabilitate. They can look for as many words as they can from a given word. For example: “generation”: gene, rat, rate, eat, ate, great, nation, near, tear, tar, art, ant, tan, ear, ton, etc.

Auditory and visual analogies are also equally challenging and beneficial. These games will ask the patients to supply a missing piece in a pattern in an image, speech or in arranging letters or words.

Additionally, Dr. Deaton believes that rehab patients who are having fun and playing often respond better. The games serve as therapy homework for the stroke patients. Letting these patients play something that they really love can help them treat their cognitive deficits.

When the fun is there, people would love to practice more because it won’t make them feel like working. In their minds, they are only playing. The card and board games may be something that what most people enjoyed in the past with the absence of advance mobile and internet technology, but it gives thousands of stroke survivors new light of hope.

Doctors are working on giving their patients with experienced physical and speech deficits simple card games to play. Those who have played cards earlier in their lives are now building on the skills that they had already developed. This makes the games real sources of enjoyment.

Once the therapists identify the level of performance of the survivor, they can modify the game to make it easier and adaptable for another person or group. The families need to realize that if a survivor can take part in one card game, he cannot necessarily participate in another card game.

Therapists, particularly speech, and occupational therapists are better in pinpointing how complicated a task if for a specific patient, based on their individual deficits. This does not limit the survivors from playing at home. Families and friends give a familiar atmosphere that persuades more frequent involvement outside of rehab sessions.

A stroke patient can have fun establishing skills by playing a simple game with a spouse or children without having to think of a treatment or therapy.

However, playing bingo or any game console like Wii also works. According to experts, the kind of task used for motor rehab may be less important, as long as it is thorough, repetitive and makes the arms and hands moving.

A research was designed to study whether virtual reality gaming is any better than more traditional games for enhancing upper limb motor skills. The team recruited 141 stroke survivors with some impaired movement. Half of them were assigned to the Wii rehab, while the other half were assigned to other recreational activities like playing cards.

Essentially, both groups showed relevant improvement in their motor skills at the end of the study. However, it is not clear how much improvement was influenced by the regular stroke care they received.

According to Dr. Gustavo Saposnik said that the modern world like technology and are inclined to think that new technology is far better that the old-fashioned approaches, but sometimes this is not the case. This study found out that simple recreational activities are more effective than technology and can be enjoyed anywhere.

Moreover, Alexis Wieroniey of the Stroke Association of United Kingdom stated that the outcomes were specifically encouraging because they believe that reasonably priced, easily available activities can help some stroke patients in their full recovery.

In reality, thousands of those who survive the stroke are left with some mobility issues, unfortunately, this leads to a disturbing loss of independence.

Is the global economy taking off in 2016

Yes, but without force. Advanced economies have returned to growth, but even where the recovery appears more straightforward (in the United States and the United Kingdom rather than euro zone), investment has not truly started to rise and inflation is still well below the central bank target.

Emerging countries are fairly resilient to the crisis although some have suffered the blow against extraordinarily accommodative monetary policies on both sides of the Atlantic, in particular seeing to appreciate their currencies. But one thing is certain in the ocean of uncertainty surrounding the global economy today, emerging economies will receive more than the ripple effect that China provided them. This reflects the focus of the latter and slowing growth. China has shifted its growth model towards domestic demand and is increasingly able to produce yesterday what it needed to import. China will participate tomorrow at least in the dynamics of trade and, given the weight it now has in the global economy, this will weigh on trade and growth worldwide.

The return to growth in advanced economies does mean that the crisis is now behind us

Doubt remains, this is probably the key word of this year 2016. It is difficult to imagine the famous “return to normalcy” that fed the reflections editorialists until last year. No less than eight years have passed since the engagement of the subprime crisis in the US in summer 2007. It took several trillion to restore the functioning of the banking and financial sector. It installed the feeling that something has changed and that the usual frames will not be much use. What remains surprising in the current configuration of the advanced economies is that there is certainly less brakes, but still little spring.

It is clear that it is not enough that the market rates are on the floor for investment by companies to start again. It lacks a key ingredient: confidence! It remains too weak, especially in Europe. In this regard, the management of the Greek crisis could have further degraded the confidence of Europeans and especially fed their concerns about the economic and political future of the area. Another concern: Japan is still in deflation and economic policy still deadlocked despite a strong monetary stimulus. In the UK, the risk of deflation is still there and fears of a housing bubble present, even though monetary policy has hardly any leeway to combat them.

Should we fear the phenomenon of secular stagnation?

The idea resurfaced with Larry Summers. It is the US that the most of the secular stagnation we debate, but Europe is probably the most vulnerable region. Which is symptomatic, it is the failure of investment that characterizes this recovery. The general weakness of the activity is a significant cause of the fall in investment, but the long-term effects of monetary and financial conditions prevailing since the 80’s they show that investment cannot start with a sustainable policy which merely lower the monetary rate without managing to raise the natural rate of interest, that is to say, the profit rate of new investment. They stress the need to take into account the financial cycle. The financial cycle embeds the real economy in three phases: Phase momentum artificially inflated by the bubble, a burst phase, a phase reversal. Interactions games lead the secular stagnation.

Monetary policy does inefficiency, central banks have they committed mismanagement during the crisis? Central banks have done a lot. They brought a strong response to the crisis, deploying an arsenal of unconventional measures, which have proven they believe effective. Nevertheless it remains to be seen how to get out without causing an abrupt adjustment. Nevertheless, monetary policy has suffered much criticism, especially in the euro area until the ECB announcement in January 2015 to expand its asset purchase program. the monetary policy of the ECB suffers from the absence of sufficiently developed capital markets, as banks are the only transmission channel. When these go wrong, liquidity granted them fail to ease credit conditions. This insufficiency of capital markets also hampers the effectiveness of quantitative easing because it translates for many, through purchases of sovereign securities for which the rates are already historically low. The macroeconomic effects of these purchases are then likely to be weak. No possibility to buy more private securities, the ECB can support growth directly.

Moreover, differences in results of non-standard measures taken by the Fed and the ECB may well reflect differences in the economies of financing structures. The recovery was faster and more intense where companies use easier financing by market debt, as in the United States when the credit runs out, they then have access to an alternative financing. This is not the case when companies are highly dependent on bank credit, as in Europe. Hence the need, according to them, to encourage diversification of funding by expanding the debt markets. It is expected to produce what the Union of desired capital markets by the European Commission. Paid for public authorities to put in place effective regulation to ensure stability of the future European financial system.

Nevertheless, monetary policy can not do everything. It can lower the cost of capital, but to raise the natural rate, industrial and fiscal policies are essential. At the same time, we must support the monetary policy of a macro-prudential policy to avoid the financial boom that lower the cost of capital can result. And we must also correct the excessively marked preference for debt by fiscal policy. Only this unique combination of economic policies will boost productive investment without promoting a new phase of the financial cycle of growth.

Inequalities have increased at the same time that financial instability, should see two evils connected? Inequality has actually increased and now challenge the international institutions that have devoted the last years several reports to highlight especially their impact on growth. Exploring the links between development finance and inequality is less common. The period of expansion in the world economy before the crisis has not benefited all the same way. Also the less affluent households have resorted to debt to maintain their level of consumption. Thus, inequality could well be the cause of the surge in credit observed before the crisis.

That’s what show different works carried out on the United States but also on a broader sample of developed countries. The changes that have occurred in finance including soaring salaries compared to other sectors in Europe, but especially in the United States also explain the growth in inequality over the recent period, driven by the highest income . It will take more work to establish the validity of these initial results, but there are already strong indications that this is actually two related ailments.

Emerging marking time, China is refocusing and world trade slows. What future in these conditions for globalization? Perhaps we at the dawn of a new era of globalization. The meteoric rise of China as the accelerated development of global value chains, which until the crisis were the vectors of the strong growth of world trade, were perhaps as Transitional phases are called to temper. This is probably what is happening: there is very little to gain by continuing the decomposition of value chains and China refocuses. These changes in the Chinese economy also mean that their savings are no longer runs as much as before the crisis to the rest of the world. The current account, which reached 10% of GDP in 2007 is not more than 2% in 2014. Chinese savings now finance more Chinese investment.

Among emerging, one country stands out. This is India. The country mobilizes the attention. For the first time, India in 2015 growth could exceed that of China. India does become the new champion of the Asian economy? This is not to exclude, but to achieve this, he will have to face many challenges to advance education, improve infrastructure and reduce inequality, while providing a financial system is to measure investment growth-it must achieve.

Get Yourself Help with Debt Advice

Debts can be very painful but they need to be solved soon so that you can live a happy and healthy life. One may face many kinds of debts, some secured and others which are not. Secured loans will have any property written in the name of the creditors. This means that, if one is not able to repay the loan on time, they will remove you from the property; it may be land, housing or vehicles. Unsecured loans don’t have any liability attached, but can be dangerous as well. The high rate of interest on the unsecured loans can make you have more to repay. Then one might feel the need for debt advice.

There are many companies which offer debt advice. If one feels that the debts are not being paid properly and one is being disturbed very often by the creditors, then it is time for them to get some debt advice. The primary note that the advisers say is learn to prioritize the debts. One might have many kinds of debts, but he will have to learn which to place first on the paying list. It would be better to pay the secured loans first than the unsecured ones so that you don’t lose your house or end up in jail.

One can be sure that the debt advice will be very confidential and also that they will inform the creditors only with permission from you. They can also make up a schedule for debt payment so that you can be regular in the payments. It is also important that one gets to contact a debt consolidation company so that he can repay the money in regular monthly installments all in one go. The debt advisers also help out in contacting the companies or with getting grants for getting a debt consolidation loan.

The Different Types of Annuities

Being complex in nature, life insurance policies and annuities are two completely different subjects yet are both similar in goal and in principle.

Although you can choose any type of annuity with ease, choosing the best options or terms may give you certain problems in the long run. To ensure the financial safety of yourself or your partner in the future, you must maximize all possible options or choices to achieve that goal.

Annuities have different types of annuities, each created to serve a purpose for the different circumstances of each individual.

Annuity products offered today differ in terms of three factors; first, how money is paid or saved into the annuity plan. Second, how income is received or withdrawn, and lastly, how the funds or the capital of the pension is invested. Here is a list of possible annuity products you can choose from depending on which best fits you and your needs. Single premium annuities works in where the investments are made all at once possibly through the use of a one lump sum method of payment.

The minimal amount of investment usually ranges from $5k to $10k. Another type of annuity is the flexible premium annuity. As the name implies, the plan is started by funding through a sequence of payments. The first fee is usually low and allows anyone to start this type of annuity thus giving it its name of a flexible premium annuity plan. Another kind of annuity is immediate annuity plans which are favored by those who need an immediate source of income. As the name implies, immediate annuities pay right after the annuity has been provided a capital.

It is usually bought by retirees with capitals they have saved up in preparation for retirement. Deferred annuities start to provide income several years after the annuity plan is purchased. You are given two options on how to withdraw your income which may be either by a one lump sum or by regular payments on a guaranteed and agreed upon period of time, usually monthly. Deferred annuities are utilized as investment carriers in the long run by retirees as well as non-retirees. They are used to fund tax-impeded insurance plans and tax-protected annuities.

They may also be funded using a single or flexible premium annuity. Another kind of annuity is fixed annuities; where in the insurance firm places your funds into fixed profit investments like bonds. This type of annuity is the best option for investors with tolerance to low risks and a shorter termed investment time window. The improvement or growth that occurs will be significantly low. Investors of fixed annuity plans only benefit when the interest rates decrease, and not when they increase.

The last type of annuity is variable annuities, which is considered to associate with it greater risks that that of a fixed annuity plan. This type of investment offers you the ability to choose how to control your savings among many different invested funds.